Our Team – Backed by Experienced Leaders

Sandy Szczerbowski

Director of Operations

Sandy Szczerbowski has a resume that spans 25 years, including a directorship of patient accounts for a multi-hospital system provider. During her tenure, she reviewed and worked with many medical billing outsourcing models and agencies specializing in revenue enhancement and financial management services. With this degree-seasoned experience, she is able to communicate with Hospital CFOs and Revenue Cycle Directors alike, and truly understands their needs and the day-to-day fiscal pressures they face to optimize revenue while maintaining compliance with industry regulations, such as HIPAA. Sandy’s areas of expertise in revenue cycle include registration, charge entry, third-party billing, collections, cash application and all related outsourcing programs.

Al Staidl

Director of Business Development

Al Staidl holds an MBA and has over 30 years of experience in the financial side of healthcare, including his role as Accountant and Credit and Collections Manager for Mac Neal Memorial Hospital Association in Berwyn, Illinois, and Controller – CFO at Good Samaritan Hospital in Downers Grove, Illinois. He has also held positions as National Marketing Director and Director of the Healthcare Division for two of the largest accounts receivable management companies in the U.S. He is active in the American Association of Healthcare Accounts Management, as well as the American Collectors, Healthcare Financial Management, Medical Group Management, and the Wisconsin Medical Credit Associations.

Frank P. Termini

Managing Partner

Frank Termini has 14 years of experience in the patient accounts outsourcing agency sector of the healthcare industry before co-founding HFM. Frank has held board positions for successful outsourcing agencies, illustrating innovation in many areas including marketing, successful legislation reform for the outsourcing agency industry, and many other key areas of healthcare financial management. In addition to working with large hospital administrations, Frank also has experience managing billing and practice management operations for groups of physician practices, as well as imaging and surgery centers.

Tony Coffman

Director of IT

Prior to joining Horizon Financial Management as the Director of IT in 2008, he worked for 12 years as an IT Consultant and Systems Analyst, leading a team of software and network engineers to develop and support Enterprise solutions for large multi-national clients based in the United States, Canada and Mexico. At Horizon Financial Management, he has developed proprietary software for data conversion and transformation, reporting and analytics, as well as targeted processes to aide in account recovery.

Let our team of experts help to optimize your revenue

The management of HFM has over 80-years of combined experience in financial healthcare management, allowing us a distinct advantage in developing innovative solutions for our client's specific revenue challenges, regardless of the size of their organization.

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