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Release DATE: 12/21/2006

Bountiful, Utah - Dee A. Randall, President of Horizon Financial & Insurance Agency announces the construction of two new Horizon Financial Centers to be located in South Ogden, Utah; and Davis County, Utah; and the completion of the Horizon Financial Center I in Sandy, Utah.

ǃ?We have a unique vision for these Horizon Financial Centers,ǃ? says Randall, ǃ?not only are they going to house our agents and support staff, but weǃÙll also open them up to the community, especially our Horizon Financial Center I in Sandy. We want them to be community gathering places.ǃ? The Sandy facility includes a large presentation room with theater-style seating and ample conference space available for rent.

Horizon Financial Center I, at 9890 South 300 West, Sandy, Utah, designed by Gould Evans Architects, and the contractor was Rimrock Construction. Construction was completed the first part of December, 2006. An Open House will be held on January 24th.

The three-story building will house the numerous Horizon Financial agents and support staff. Additional space will be available for lease.

ǃ?A novel aspect of this first building is the 85-seat indoor theater,ǃ? says Randall. ǃ?We see the Horizon Financial Center Theater being used for all sorts of gatherings including political meetings, community-theater, seminars and special events. ItǃÙs really open to the imagination of the community.ǃ?

In addition, the building features open and expandable conference rooms seating up to 120 for banquets, receptions, classes, community gatherings and parties.

An attractive courtyard and patio is an additional amenity for spring and summer receptions and gatherings.

RandallǃÙs staff can provide catering and state-of-the-art audio/visual support as well. The building will be a WI-FI Hot Spot and includes the latest high-tech engineering.

ǃ?We have already began accepting reservations for the Horizon Financial Center I, says Randall. Anyone in the Sandy/Riverton area or anywhere else in the south valley should call 888-434-8824 for information and pricing.

OTHER HORIZON FINANCIAL CENTERS

Two additional Horizon Financial Centers are on the drawing boards but will include office space only. Land has been secured and construction is set to begin later in the year in South Ogden, near the intersection of Highway 89 and Harrison Boulevard. ǃ?This is an exploding commercial and business area and weǃÙre fortunate to be able to locate there,ǃ? says Randall. Surplus office space will be available for lease.

The third facility is planned for an undetermined site in Davis County, Utah, and will be announced later in 2006.

About Horizon Financial & Insurance Agency

Horizon Financial has been providing successful financial strategies and solutions for over 20 yearsǃÓserving a wide variety of personal and business clients. The agency leads the nation in business insurance underwriting through Union Central (a Unify company), a $6 billion financial services company headquartered in Cincinnati, Ohio. Founded in 1867, Union Central is among the 10 largest mutual life insurance companies in the nation. With over 128 full-time agents and 75 brokers in 26 states, Horizon Financial manages a full range of financial products for its clientsǃÓincluding all forms of life insurance, IRAs, Roth IRAs, 401Ks, SEPs, annuities, mutual funds, stocks, bonds, etc. Additionally, Horizon agents are licensed for disability insurance, health insurance, childrenǃÙs insurance trusts, key person insurance, etc., along with estate planning and deferred compensation products. Horizon Financial is headquartered in Bountiful, Utah and is in the process of constructing three new Financial Centers in Sandy, South Ogden, and Davis County, Utah.

Please contact our office at 1-888-HFIUTAH (1-888-434-8824) or email us at: contactus@horizonfinancial.com